Tips on How to Avoid Hefty Bank Fees when Traveling

Tips on How to Avoid Hefty Bank Fees when Traveling

When traveling, banking requires you to know three things. First, you need to know how to avoid bank fees. Second, know how to avoid foreign transaction fees. And third, know how to get the best exchange rate. Talking to a old pen pal by the name of Austin who owns a San Antonio Appliance Repair shop and thanks to his success he is able to travel at least 3 times a year, but he goes to explain to me that many people are slapped with hefty fees for credit card transactions when they pay ATM charges overseas. But, you don’t have to incur these expenses when traveling. Simply follow these tips to avoid bank fees when traveling.

Eliminate Hefty ATM Fees

ATM fees may seem small but they can add up to a significant amount. If you withdraw money using an ATM two times every week, you spend about $10 per week. This totals to $40 per month. In a year, you will spend a whopping $520. And, most travelers withdraw money from the ATM more times than twice a week. Clearly, there is no reason to give banks money that you can spend on travel. To avoid this, choose a bank in a Global ATM Network. This will enable you to avoid high ATM fees whenever you withdraw money from the ATM overseas. You can also get low-fee cards or ask your local credit or bank union about the best ways to avoid hefty ATM fees.

Avoid Credit Card Charges

The fees for most credit cards are 3% on overseas purchases. This can add up to a significant amount if you use a credit card to make most purchases. Therefore, get a card that does not charge a hefty fee for overseas transactions. Essentially, look for a card that does not charge this amount.

Minimize Penalty for Exchange Rate

The transactions that you make overseas using a credit card are converted into the local currency for purposes of billing. On top of doing this, the bank may take a little amount from the transactions. To avoid this, use ATMs or credit cards with minimal fees. What’s more, choose local currency when allowed a chance anytime you use a credit card overseas.

Generally, bank fees may seem minor but they can add up to a significant amount during a long trip. Follow these tips to avoid hefty bank fees when traveling overseas.

Why Skydiving Should be in Your List of Things to Do When Traveling

Why Skydiving Should be in Your List of Things to Do When Traveling

When you travel, you want to engage in things that make your travel experience unforgettable. Skydiving is one of the things that you should not leave out in your list of things to do whenever you travel. It is an extreme sport that will make your experience unforgettable. Here are some of the reasons to include this sport in your list of the things to do when traveling.

It’s the Realest Sport Ever

Unlike other travel packaged experiences, this sport feels extremely real. It provides true risk and adventure. It also requires complete participation and attention. It’s not a thrill ride. It is a sport that enables you to enjoy a precious and unique human experience.

It Requires Your Presence

You need training to make skydiving successful. It is not a hold-on and strap in situation like a bungee jump or roller coaster. It’s a situation that requires you to learn and partner with the instructor to get the most from this adventure. Although throwing your attention, heart and soul to the skydiving adventure tandem delivers adrenaline, it gives you confidence, focus, and sheer joy.

The Views are Amazing

Skydiving gives you an opportunity to view the world from miles above without obstructions. It gives views that you will live to remember. It’s something that makes your travel experience unforgettable. You will agree that this is an experience like no other the moment you catch the glimpse of the world from above.

If you are planning a holiday trip, consider going to a place where you can skydive. This will make your experience one of a kind. You will live to remember the views and the experience that you will get when you view the world from above. Nevertheless, take time to conduct a research of the best skydiving destinations before you travel. That way, you will choose a destination that will make your experience truly amazing.