Tips on How to Avoid Hefty Bank Fees when Traveling

Tips on How to Avoid Hefty Bank Fees when Traveling

When traveling, banking requires you to know three things. First, you need to know how to avoid bank fees. Second, know how to avoid foreign transaction fees. And third, know how to get the best exchange rate. Talking to a old pen pal by the name of Austin who owns a San Antonio Appliance Repair shop and thanks to his success he is able to travel at least 3 times a year, but he goes to explain to me that many people are slapped with hefty fees for credit card transactions when they pay ATM charges overseas. But, you don’t have to incur these expenses when traveling. Simply follow these tips to avoid bank fees when traveling.

Eliminate Hefty ATM Fees

ATM fees may seem small but they can add up to a significant amount. If you withdraw money using an ATM two times every week, you spend about $10 per week. This totals to $40 per month. In a year, you will spend a whopping $520. And, most travelers withdraw money from the ATM more times than twice a week. Clearly, there is no reason to give banks money that you can spend on travel. To avoid this, choose a bank in a Global ATM Network. This will enable you to avoid high ATM fees whenever you withdraw money from the ATM overseas. You can also get low-fee cards or ask your local credit or bank union about the best ways to avoid hefty ATM fees.

Avoid Credit Card Charges

The fees for most credit cards are 3% on overseas purchases. This can add up to a significant amount if you use a credit card to make most purchases. Therefore, get a card that does not charge a hefty fee for overseas transactions. Essentially, look for a card that does not charge this amount.

Minimize Penalty for Exchange Rate

The transactions that you make overseas using a credit card are converted into the local currency for purposes of billing. On top of doing this, the bank may take a little amount from the transactions. To avoid this, use ATMs or credit cards with minimal fees. What’s more, choose local currency when allowed a chance anytime you use a credit card overseas.

Generally, bank fees may seem minor but they can add up to a significant amount during a long trip. Follow these tips to avoid hefty bank fees when traveling overseas.

When is Tour Booking worth It

When is Tour Booking worth It?

Before booking a tour, you may want to know whether it’s really worth it. The purpose of a tour is to enhance your travel experience. However, tours are different. A tour can be the trip highlight. On the other hand, a tour can leave you with a long ride in a bus to remember or the high amount that you pay for it. As such, it’s important to know when a tour is worth booking.

Unique Experiences

There are things that need a tour to do and experience. A ride in a hot air balloon or a scenic flight enables you to enjoy a better view over a landscape or city. This is one of the experiences that you won’t get alone. So, if you have to book a tour to enjoy such an experience, go ahead and do it.

Wine, Beer and Food Tasting

If you love traveling to taste wine, beer, and foods, a tour might be worth booking. Wine, bear and food tasting tours enable travelers to know other people’s culture in addition to enjoying their tastes. Thus, though you can go to a local restaurant and taste the local dishes, the experience might be better when you join an organized tour.

Tricky Transportation

Some places are tricky to access without assistance. For instance, public transport may not be properly established in your destination. Car rental may not be pleasant to you. Driving can also hinder you from enjoying the sights of some travel destinations. In that case, consider booking a tour.

Exclusive Access

Exclusive access is something that every traveler wants to enjoy when it comes to major attractions. Therefore, if booking a tour allows you to access some attractions exclusively, consider booking it. This is particularly important if you want to visit places that are crowded most of the time.

If unsure whether to book a tour or not, follow these tips to determine if a tour is worth booking depending on your travel destination and plans.

Why Skydiving Should be in Your List of Things to Do When Traveling

Why Skydiving Should be in Your List of Things to Do When Traveling

When you travel, you want to engage in things that make your travel experience unforgettable. Skydiving is one of the things that you should not leave out in your list of things to do whenever you travel. It is an extreme sport that will make your experience unforgettable. Here are some of the reasons to include this sport in your list of the things to do when traveling.

It’s the Realest Sport Ever

Unlike other travel packaged experiences, this sport feels extremely real. It provides true risk and adventure. It also requires complete participation and attention. It’s not a thrill ride. It is a sport that enables you to enjoy a precious and unique human experience.

It Requires Your Presence

You need training to make skydiving successful. It is not a hold-on and strap in situation like a bungee jump or roller coaster. It’s a situation that requires you to learn and partner with the instructor to get the most from this adventure. Although throwing your attention, heart and soul to the skydiving adventure tandem delivers adrenaline, it gives you confidence, focus, and sheer joy.

The Views are Amazing

Skydiving gives you an opportunity to view the world from miles above without obstructions. It gives views that you will live to remember. It’s something that makes your travel experience unforgettable. You will agree that this is an experience like no other the moment you catch the glimpse of the world from above.

If you are planning a holiday trip, consider going to a place where you can skydive. This will make your experience one of a kind. You will live to remember the views and the experience that you will get when you view the world from above. Nevertheless, take time to conduct a research of the best skydiving destinations before you travel. That way, you will choose a destination that will make your experience truly amazing.

Why Students Need to Travel Abroad

Why Students Need to Travel Abroad

Almost every student loves the idea of traveling. The experience is even better when it comes to traveling abroad. When you travel abroad, you get a chance to meet people with a different way of life. You learn about people with a different background. Interactions with such people equip students with crucial information and knowledge. But, why exactly should students travel abroad? Here are some of the major reasons.

Gain Exposure and Clarity in Different Life Aspects

Travel gives students a chance to slow down. When students travel abroad, they get a chance to assess their lives. This enables them to let go of expectations they have imposed on themselves. They get a chance to discover themselves and what they want.

Personal Growth

Traveling abroad enables students to learn more than what they learn in classrooms and books. They acquire life skills via experience. Traveling abroad pushes students from their comfort zone. It challenges their beliefs and trains them to deal with new people and unexpected situations. This makes them more confident, open-minded, accepting and independent.

Acquisition of Different Perspectives

Travel gives students an opportunity to interact with new people, get global perspectives of issues and new cultures. It enables them to understand decisions that seem insignificant that are made in their countries affect the world. It also enables students to appreciate things that they might be taking for granted in their countries.

It Improves a Resume

The world is now globalized. Companies prefer hiring employees that have international exposure and experience. Traveling abroad puts students ahead of their competitors when it comes to job seeking. It shows that they are traveled and exposed to the rest of the world.

When in college or university, you most likely don’t have many responsibilities other than studying. It’s also a great time to organize trips with your friends and go abroad with a common goal. So, go out there and make great memories while you enjoy these benefits of traveling abroad.

Check out this website I found that gives some more detailed tips on student travel.

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Five Amazing Reasons to Visit Miami

Known for its beautiful beaches, and a thriving contemporary art scene, Miami is a fun and gorgeous destination with a wonderful tropical climate. From the city’s neighborhoods to its luxury lifestyle and Latin flavor, Miami’s charms are a secret to no one. On average, the City gets over three thousand and two hundred hours of sunshine a year. The sunny cheer here is second to none. The winters in Miami are usually mild and are often counted as sunny days. If you’re looking for a place where you can relax and switch off for a couple of hours, the City’s miles of pale sandy shore are what you need. Still not convinced? Here are five amazing reasons why Miami should be top on your travel list.

 

The Beaches

Did you know Miami is home to one of the most famous beaches in the United States and the world? Visitors come to experience water activities fit for all ages and sun-bath at the Miami Beach. The beach also features colorful buildings, exclusive parties at night, and numerous bars and clubs. The ocean waves here are great too. Besides the Miami Beach, you’ll fall in love with other beaches such as the golden beach, south beach, north shore park beach, and Crandon park beach. The water can get a little bit uncomfortably cold during winter, but you can still take a dip and have fun.

 

Shopping Paradise, in Paradise

Miami is home to plenty of great shopping malls which is why everyone who travels here leaves enough space in their suitcase for shopping. When you land in Miami, the first thing you’ll realize is that it’s a tourist city. The city has plenty of shops and you find nearly everything. Start at Bayside Marketplace where you get to do your shopping before dining next to the yachts. You won’t miss something to shop along the chic streets of South Beach and at the Dolphin Mall.

 

Miami is all About Water Sports

The beaches in Miami aren’t just for swimming and sun bathing. When it comes to water sports, the facilities here are probably some of the best developed around the world. From scuba diving to deep-sea fishing and jet skiing to kayaking and wind surfing to parasailing, there’s something for everyone in Miami. You don’t have to be a pro to have fun here. Swim with dolphins at the Miami Seaquarium. This might end up becoming one of your best travel experiences ever.

 

Surprising Culture

Miami is probably one of the American cities with a rich a diverse culture. When traveling here, be sure you’ll meet people from different traditions and backgrounds. That means you get to try something new, from food to shopping. Visitors also experience Miami’s rich and diverse culture as they explore the architecture and contemporary pieces in museums in the city.

 

Amazing Nightlife

Those who live in Miami will better describe the city as the spiritual home of electronic music. There’s an endless list of luxury hotels, restaurants and clubs in Miami. The city also hosts different events such as the Winter Music Conference in March. From live music joints in the city to intimidating clubs on South Beach to salsa and jazz clubs, there are numerous spots to start the night. The city features sparkly clubs are considered some of the best in the world when it comes to partying.