Tips on How to Avoid Hefty Bank Fees when Traveling
When traveling, banking requires you to know three things. First, you need to know how to avoid bank fees. Second, know how to avoid foreign transaction fees. And third, know how to get the best exchange rate. Talking to a old pen pal by the name of Austin who owns a San Antonio Appliance Repair shop and thanks to his success he is able to travel at least 3 times a year, but he goes to explain to me that many people are slapped with hefty fees for credit card transactions when they pay ATM charges overseas. But, you don’t have to incur these expenses when traveling. Simply follow these tips to avoid bank fees when traveling.
Eliminate Hefty ATM Fees
ATM fees may seem small but they can add up to a significant amount. If you withdraw money using an ATM two times every week, you spend about $10 per week. This totals to $40 per month. In a year, you will spend a whopping $520. And, most travelers withdraw money from the ATM more times than twice a week. Clearly, there is no reason to give banks money that you can spend on travel. To avoid this, choose a bank in a Global ATM Network. This will enable you to avoid high ATM fees whenever you withdraw money from the ATM overseas. You can also get low-fee cards or ask your local credit or bank union about the best ways to avoid hefty ATM fees.
Avoid Credit Card Charges
The fees for most credit cards are 3% on overseas purchases. This can add up to a significant amount if you use a credit card to make most purchases. Therefore, get a card that does not charge a hefty fee for overseas transactions. Essentially, look for a card that does not charge this amount.
Minimize Penalty for Exchange Rate
The transactions that you make overseas using a credit card are converted into the local currency for purposes of billing. On top of doing this, the bank may take a little amount from the transactions. To avoid this, use ATMs or credit cards with minimal fees. What’s more, choose local currency when allowed a chance anytime you use a credit card overseas.
Generally, bank fees may seem minor but they can add up to a significant amount during a long trip. Follow these tips to avoid hefty bank fees when traveling overseas. …
Perhaps, you’ve fallen in love with somebody that doesn’t like traveling, yet this is your all-time favorite hobby. If you’re an adventure lover or a travel addict, living with a person that doesn’t like traveling can be challenging. But, you can still survive and maintain your relationship. Here’s how to live with a partner that doesn’t enjoy traveling.
Go on a Short Getaway
Perhaps, your partner can travel a little or hasn’t traveled before. That means preconceived notions of what travel is about might preoccupy their minds. In that case, you can go on a short getaway to help them learn more about travel. During this getaway, show your partner that travel is fun and exciting. That way, you can change their idea of travel as tiring, boring, and less fun.
Talk About Travel Worries
Maybe your partner has personal reasons for hating travel. They could be reluctant to travel because they are worried about finances or their job. In that case, start by discussing travel worries with your spouse. For instance, tell your partner that you can plan and save for a trip over a year. That means you don’t have to spend your monthly income on a trip. Instead, you can save little by little to accumulate enough money for travel. What’s more, tell your partner that you can take an off from work at the same time and go on a trip. Thus, you can travel without losing your jobs.
If your partner can’t agree on going on a trip with you, consider going on a solo trip. Many people around the world travel alone because their spouses don’t want or are not available. Nevertheless, talk to your spouse about your trip to ensure that your solo travels do not cause a conflict in your relationship.
Follow these tips to survive your partner if they don’t like traveling.…
You don’t want to get sick when you come back from a trip. Even worse, you don’t want to imagine yourself falling sick when traveling. That’s why you need these tips for staying healthy when traveling.
Book Your Place Seat Carefully
A good tip for staying healthy when traveling is to avoid the aisle seat on the plane. Although this seat enables you to easily get up, you will be disrupted more often whenever you try to rest. What’s more, you’re likely to be exposed to germs more than people seated away from the aisle.
Get Adequate Sleep
Sleep is very important when it comes to health. You need adequate sleep when crossing different time zones. That’s because disruption to your circadian rhythm may compromise your immune system. You can work on your sleep pattern at least a week before the trip by gradually changing your waking and bedtime to match those of your destination.
Hydrate Your Body throughout the Trip
Don’t lose track of the amount of water that you drink when traveling. Whether you’re enjoying a quality cocktail by the poolside or sightseeing, make sure that you always drink adequate water. You can start your day properly by drinking enough water upon waking up.
Be Keen on What You Eat or Drink
You should keen on what you eat or drink, especially when traveling to less-developed countries. Ideally, you should always eat well-prepared food. If you decide to eat meat, make sure that it’s thoroughly cooked. Make sure that most of the food that you eat is served when hot. Additionally, make sure that the water that you drink is properly treated. Opt for bottled water and avoid ice cubes.
Maybe you think travel time should be about relaxing. But, you will feel better and more rested if you engage in physical activity. Therefore, go sightseeing or exercise in a hotel gym. You can even take a morning walk or ride a bike instead of using a taxi.
In addition to these tips for staying healthy when traveling, you should also carry an umbrella or a hat to protect your skin. Alternatively, use a safe sunscreen to protect your skin from the YVB and UVA rays.…
A backpacking trip is a great adventure that mainly entails camping and hiking. Going on such adventures allows you to expand your horizons as well as enjoy the cleaner and fresh natural outdoor environment. Unlike daily hikes, a backpacking trip requires you to carry a few travel essentials in the backpack. Check out the following guidelines for help on how to prepare for a backpacking trip.
Select an Easy Destination
The destination of your trip will no doubt have a significant impact on the overall experience. The adventure could easily become disappointing if you choose a destination that is too hard to hike. To allow you ample time for exploring and enjoying the experience, you should choose a destination with well-traveled trails and camps and, also close to home. You can also consult with experienced backpackers for trip recommendations. The ideal destination should also have a water source and more elevation than your daily hiking spots.
Prepare a Checklist for Backpacking Gear and Clothing
While there are various kinds of backpacking gear and clothing that you can carry on the trip, it is always advisable to stick to the essentials. Since the items should fit into your backpack, you do not need a long list. Nevertheless, the key backpacking items that you should carry include;
Sleeping bag and pad
With regards to clothing, you should carry hiking boots, socks, sandals, long underwear, hiking pants and shorts, a t-shirt, long sleeve shirt or sweater, an insulated jacket, gloves, and rain jackets. You should also pack sunscreen, bug juice, sunglasses, and lip balm. It is also important to think about your backpacking food based on the duration of the trip.
As you get closer to the departure for your backpacking trip, it is recommended that you take steps to ensure physical, mental, and logistical readiness. Small workouts could help to set up your body in motion for the adventure. Assess your mental state and make sure that all the logistics of the trip are in place ahead of time.…
Travel has transformative power. But, not all time is ideal for some people to travel. You may want to travel but wonder whether it’s a good idea. If that’s the case for you, here are some of the situations when you should rethink your travel idea.
You Don’t Have Travel Insurance Yet
It’s not easy to predict everything that can happen when you travel. Travel insurance protects you from the unexpected that can happen when you travel. So, if you don’t have a travel insurance policy, this might not be the right time for you to travel. Travel insurance is particularly important when traveling to places that are considered riskier than others. When you get travel insurance, you and your family will have a shoulder to lean on if something bad happens to you.
You Are in Debt
Travel is affordable when done right. However, traveling is not a good idea if you are in debt. Instead of traveling, focus on paying off the debts. After paying off your debts, you can start saving money for a trip. That way, you will enjoy more peace of mind and comfort when you travel.
You Have a Health Problem
If you have a health problem, your focus should be on getting well instead of traveling. For instance, if you have a mental health issue like panic attacks or anxiety, you should shelve the idea to travel. Similarly, if you have a health condition that requires you to rest or observe a strict diet, focus on getting well first. Traveling can make your health condition worsen and you don’t want that.
Job Responsibilities or Career
Perhaps, this is the peak period for your business or career. The things you do right now can have a great impact on your job or career. In that case, it might be wise to focus on your career or job instead of traveling.
Everybody has a specific time that is ideal for them to travel. If in any of these situations, consider shelving your travel idea now until when it’s right for you to travel in the future.
Packing is a critical step in planning every trip but, requires a lot of caution. When you pack too little, you may not get all the items that you need at your destination. On the other hand, over-packing is very costly and, will also drag you down in many ways. The best trick to avoiding all that is to know what to pack and what not to pack. The following are travel items you don’t need to pack when going on adventures.
Too Many Tech Devices
One of the reasons for traveling is to get out of the comfort zone and experience something new. Carrying so many gadgets would only make that difficult. With the advances in technology today, a great smartphone can meet most of your travel needs at once. You can use it to communicate, find locations and activities at your destination, and take photos and videos among other things. One or two additional gadgets are just enough since you could also risk losing all of them.
Multiple Clothes and Footwear
If your trip does not involve fashion activities, avoid carrying multiple garments and footwear. That would only increase the load on your luggage, costing more in airfares and making it harder for you to move around. Choose clothes and footwear that can be easily paired based on the weather and culture of the destination. There are higher chances you will find laundry shops along the way so, avoid the pile-up!
Toiletries like soap, detergents, and shampoo are among the standard offers in almost all hotels and resorts around the world. Besides, you can also buy them cheaply at the local stores wherever you will be visiting.
Apart from the ones mentioned above, travel items like iron boxes, hairdryers, conditioners, paper guidebooks, and expensive jewelry are also unnecessary when going on a trip. To save travel costs, time and effort, only pack the basics that you cannot live without and find at the destination.
Every traveler has the best travel tricks and tips. That’s why you will find countless posts on travel tricks and tips on the internet. But, to make your travel experience better, you need these alternative travel tricks and tips.
Unpack Little Items
You don’t want to lose something during a trip. To avoid losing your essentials, avoid unpacking everything whenever you make a stop. Try to unpack only the items you will use during a stop. What’s more, have a system that enables you to unpack only what you want.
Keep Money in an Orderly Manner
Make sure that notes in your wallet are organized. This makes reaching out for the amount you need easier. Currencies can be very confusing when traveling from one country to another. When you keep money organized, you avoid making mistakes when changing currencies especially when you do so hurriedly.
Tour UNESCO Sites
UNESCO World Heritage Sites are the best places to travel to. That’s because they have natural or cultural significance. They are also protected for humankind or the future. Thus, they are a big deal.
Use Traveler Apps
There are many apps that will make traveling easier and enjoyable for you. Use offline mapping apps, currency conversion apps, and apps that enable you to translate words and phrases without internet. These apps will ease your travels and help you enjoy the experience more.
Get Accommodation near a University
There is at least one university in the city you intend to travel to. Accommodations near universities are generally safe. You also find cheap restaurants that serve tasty foods there. What’s more, there are small supermarkets with the supplies you will need during your stay and the nightlife is particularly amazing. Even communicating with university students is easier than communicating with locals in remote locations.
Follow these alternative travel tricks and tips to make your next trip one-of-a-kind.…
Before booking a tour, you may want to know whether it’s really worth it. The purpose of a tour is to enhance your travel experience. However, tours are different. A tour can be the trip highlight. On the other hand, a tour can leave you with a long ride in a bus to remember or the high amount that you pay for it. As such, it’s important to know when a tour is worth booking.
There are things that need a tour to do and experience. A ride in a hot air balloon or a scenic flight enables you to enjoy a better view over a landscape or city. This is one of the experiences that you won’t get alone. So, if you have to book a tour to enjoy such an experience, go ahead and do it.
Wine, Beer and Food Tasting
If you love traveling to taste wine, beer, and foods, a tour might be worth booking. Wine, bear and food tasting tours enable travelers to know other people’s culture in addition to enjoying their tastes. Thus, though you can go to a local restaurant and taste the local dishes, the experience might be better when you join an organized tour.
Some places are tricky to access without assistance. For instance, public transport may not be properly established in your destination. Car rental may not be pleasant to you. Driving can also hinder you from enjoying the sights of some travel destinations. In that case, consider booking a tour.
Exclusive access is something that every traveler wants to enjoy when it comes to major attractions. Therefore, if booking a tour allows you to access some attractions exclusively, consider booking it. This is particularly important if you want to visit places that are crowded most of the time.
If unsure whether to book a tour or not, follow these tips to determine if a tour is worth booking depending on your travel destination and plans. …
Why Skydiving Should be in Your List of Things to Do When Traveling
When you travel, you want to engage in things that make your travel experience unforgettable. Skydiving is one of the things that you should not leave out in your list of things to do whenever you travel. It is an extreme sport that will make your experience unforgettable. Here are some of the reasons to include this sport in your list of the things to do when traveling.
It’s the Realest Sport Ever
Unlike other travel packaged experiences, this sport feels extremely real. It provides true risk and adventure. It also requires complete participation and attention. It’s not a thrill ride. It is a sport that enables you to enjoy a precious and unique human experience.
It Requires Your Presence
You need training to make skydiving successful. It is not a hold-on and strap in situation like a bungee jump or roller coaster. It’s a situation that requires you to learn and partner with the instructor to get the most from this adventure. Although throwing your attention, heart and soul to the skydiving adventure tandem delivers adrenaline, it gives you confidence, focus, and sheer joy.
The Views are Amazing
Skydiving gives you an opportunity to view the world from miles above without obstructions. It gives views that you will live to remember. It’s something that makes your travel experience unforgettable. You will agree that this is an experience like no other the moment you catch the glimpse of the world from above.
If you are planning a holiday trip, consider going to a place where you can skydive. This will make your experience one of a kind. You will live to remember the views and the experience that you will get when you view the world from above. Nevertheless, take time to conduct a research of the best skydiving destinations before you travel. That way, you will choose a destination that will make your experience truly amazing. …
Almost every student loves the idea of traveling. The experience is even better when it comes to traveling abroad. When you travel abroad, you get a chance to meet people with a different way of life. You learn about people with a different background. Interactions with such people equip students with crucial information and knowledge. But, why exactly should students travel abroad? Here are some of the major reasons.
Gain Exposure and Clarity in Different Life Aspects
Travel gives students a chance to slow down. When students travel abroad, they get a chance to assess their lives. This enables them to let go of expectations they have imposed on themselves. They get a chance to discover themselves and what they want.
Traveling abroad enables students to learn more than what they learn in classrooms and books. They acquire life skills via experience. Traveling abroad pushes students from their comfort zone. It challenges their beliefs and trains them to deal with new people and unexpected situations. This makes them more confident, open-minded, accepting and independent.
Acquisition of Different Perspectives
Travel gives students an opportunity to interact with new people, get global perspectives of issues and new cultures. It enables them to understand decisions that seem insignificant that are made in their countries affect the world. It also enables students to appreciate things that they might be taking for granted in their countries.
It Improves a Resume
The world is now globalized. Companies prefer hiring employees that have international exposure and experience. Traveling abroad puts students ahead of their competitors when it comes to job seeking. It shows that they are traveled and exposed to the rest of the world.
When in college or university, you most likely don’t have many responsibilities other than studying. It’s also a great time to organize trips with your friends and go abroad with a common goal. So, go out there and make great memories while you enjoy these benefits of traveling abroad.
Check out this website I found that gives some more detailed tips on student travel.